Flood Insurance

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Flood waters rising around a house.

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Most homeowners’ insurance does not cover flood damage. Flood insurance is too expensive for many to afford. Learn ways you can pay less. They include enrolling your community in the Community Rating System. More: https://www.floodsmart.gov/how-can-i-pay-less #MeetPeopleWhereTheyAre

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Most homeowners’ insurance does not cover flood damage. But flood insurance is too expensive for many people to afford, especially those experiencing cost burdens. HUD defines “cost-burdened” families as those “who pay more than 30% of their income for housing.” Learn ways you can pay less for coverage: https://www.floodsmart.gov/how-can-i-pay-less. They include rallying your neighbors to enroll in the Community Rating System (CRS). Communities that establish floodplain management programs that go beyond National Flood Insurance Program requirements may get discounts on flood insurance premiums. #MeetPeopleWhereTheyAre

Page last reviewed: September 8, 2022, 03:28 PM