Age in relation to worker compensation costs in the construction industry.
Schwatka NV; Butler LM; Rosecrance J
Am J Ind Med 2013 Mar; 56(3):356-366
Background: A better understanding of how workers' compensation (WC) costs are affected by an aging US workforce is needed, especially for physically demanding industries, such as construction. Methods: The relationship between age and injury type on claim costs was evaluated using a database of 107,064 Colorado WC claims filed between 1998 and 2008 among construction workers. Results: Mean WC costs increased with increasing age for total cost (P < 0.0001), medical costs (P < 0.0001), and indemnity costs (P < 0.0001). For each one-year increase in age, indemnity, and medical costs increased by 3.5% and 1.1%, respectively. For specific injury types, such as strains and contusions, the association between age and indemnity costs was higher among claimants aged > / = 65 compared to claimants aged 18-24. Conclusions: Our findings suggest that specific injury types may be partially responsible for the higher indemnity costs among older construction workers, compared with their younger coworkers.
Worker-health; Injuries; Health-care; Health-services; Construction; Construction-industry; Construction-workers; Age-factors; Age-groups; Occupational-health-services; Information-systems; Surveillance-programs; Medical-treatment;
Author Keywords: aging workforce; construction industry; workers' compensation; older workers; occupational injury
Natalie V. Schwatka, MS, AEP, Department of Environmental and Radiological Health Sciences, Colorado State University, 1681Campus Delivery, Fort Collins, CO 80521
Cooperative Agreement; Grant; Construction
Cooperative-Agreement-Number-U60-OH-009762; Grant-Number-T42-OH-009229; B20130805; M082013
American Journal of Industrial Medicine
CPWR - The Center for Construction Research and Training, Silver Spring, Maryland