Overview of mine subsidence insurance programs in the United States.
Proceedings of the International Land Reclamation and Mine Drainage Conference and Third International Conference on the Abatement of Acidic Drainage April 24-29, 1994, Pittsburgh, Pennsylvania. Pittsburgh, PA: United States Department of the Interior, Bureau of Mines, Special Publication SP 06C-94, 1994 Apr; 4:329-336
Because the U.S. insurance industry has determined that mine subsidence is uninsurable, it has decided not to voluntarily offer mine subsidence insurance. The U.S. Bureau of Mines has long been investigating the effects of mine subsidence. These investigations have resulted in Federal regulations and controls of mine subsidence. This Bureau report addresses the development of mine subsidence insurance programs and the eight current mine subsidence insurance programs in the United States. The States that have these subsidence programs include Colorado, Illinois, Indiana, Kentucky, Ohio, Pennsylvania, West Virginia, and Wyoming. The report discusses major aspects of these programs, including history, administrative and operational procedures, insurable structures, recognition of mine subsidence, insurance premiums, and the economic health of each program. Information within this report can be useful for residential and commercial property owners and mine operators. States that are considering starting a mine subsidence insurance program or that have one in place can also use this report as a model for initiating or modifying their programs.
insurance; mine; subsidence
Proceedings of the International Land Reclamation and Mine Drainage Conference and Third International Conference on the Abatement of Acidic Drainage April 24-29, 1994, Pittsburgh, Pennsylvania
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