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Financial aspects of farm injuries and occupational diseases in Finland.

Authors
Eskola-E; Rautiainen-R; Saarimaki-P
Source
NIOSH Agricultural Health and Safety Conference, April 28-30, 2000, Cooperstown, New York. Washington, DC: National Institute for Occupational Safety and Health, 2000 Apr; :1
Link
NIOSHTIC No.
20026742
Abstract
Finnish farmers are covered by mandatory employment accident insurance and population based data on injuries, occupational diseases, and their costs exist from 1982. The total number of insured farmers on 1/1/1996 was 141,886. The total cost of the insurance was $ 25 million USD. The cost consists of medical expenses (15 %), lost earnings compensation (36 %), accident pensions (32 %), survivors pensions (3 %), inconvenience allowance (7 %), and rehabilitation and other benefits (7 %). Farmers pay approximately one third of the cost as premiums. One third is paid by the national health insurance and one third by the state. The premium rate is 0.84 % of the calculated farm income. In 1996, 10,078 injuries and 942 occupational diseases were compensated. The average cost per case was $1,370 for injuries and $4,238 for occupational diseases. The most costly types of injuries were upper limb injuries ($1,700). The most costly types of occupational diseases were asthma caused by organic dust ($14,173) and hypersensitivity pneumonitis ($12,830). Based on multivariate analysis, the best predictors for injury cost were length of disability, farm income, employment income, business income, injury type and cause, which explained 81 % of the variability in injury cost.
Keywords
Agriculture; Agricultural-workers; Agricultural-industry; Farmers; Injuries; Occupational-diseases; Disabled-workers; Organic-dusts; Bronchial-asthma; Hypersensitivity
Publication Date
20000428
Document Type
Abstract; Conference/Symposia Proceedings
Funding Amount
73500
Funding Type
Grant
Fiscal Year
2000
NTIS Accession No.
NTIS Price
Identifying No.
Grant-Number-R03-OH-003929
Source Name
NIOSH Agricultural Health and Safety Conference, April 28-30, 2000, Cooperstown, New York
State
IA; CO
Performing Organization
Department of Occupational and Environmental Health, The University of Iowa, Iowa City, IA
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